This article from Financial-Planning.com sheds light on some of the differences between men and women when it comes to planning for retirement. 
Men and Women Do Retirement Planning Differently
By Michael Cohn
January 25, 2012
Men are more likely than women to prepare for the financial aspects of retirement, including setting aside money for retirement savings and figuring out how much income they need during retirement.
Women are more inclined to focus on preparing for the life style of retirement, considering what they want to do when they retire, staying connected with family and friends, and maintaining their health.
Knowing more about the different focuses between men and women when it comes to planning for retirement can help financial planners illustrate a more complete picture of the clients’ overall goals for retirement. Bringing both focuses together can lead to improved planning, helping achieve a comfortable and enjoyable retirement. One thing is clear, a lot more work needs to be done to help Americans reach their goals for retirement.
Only 22% of Americans feel they are on track to reach their goals for retirement. It sounds like that low confidence should be even lower, after reading the average American included in this survey assumes they will spend 17 years in retirement, which is much shorter than the 30-year retirement most financial planners would recommend for retirement planning.
