TOTAL's goal-based planning, Easy Money, determines shortfalls and illustrates solutions to help you guide your clients to their goals. The goal-based planning method focuses clients on what matters most in their working years; the amount they save.
Easy Money provides a comprehensive needs analysis including retirement, insurance, education funding, and estate planning. The projections carefully determine how much the client will need to reach their goals, and determine what the clients are doing now will allow them to fulfill their goals.
Easy Money is one of the most comprehensive tools available for detailed financial planning. The detailed reporting includes a full appendix section, allowing summarized numbers to be broken down with the help of an easy to follow audit trail, making results simple to prove and reconstruct.
TOTAL's goal-based reports project what clients will need to reach their future financial goals and determine the impact planned savings make towards achieving those goals. In cases of shortfalls, provide solutions such as saving more, working longer or reducing goals. Goal-based projections are ideal for clients focusing on increasing savings and determining realistic goals. Learn about the key assumptions used in goal-based planning and cash-flow-based planning.