Money Tree's Financial Planning Software Blog


Social Security Benefits Increase by 2% for 2018


by Carolyn Rothwell

Social Security Administration announced last week that benefit payouts will increase by 2% for 2018, raising the average benefit by about $27 a month.  This is the biggest bump in five years. 


Client Access and Report Enhancements in Silver - Available Now


by Carolyn Rothwell

Client access and reports updates are available in the latest release of Silver. 


2017 Financial Planning Days and Pro-Bono Planning Support


by Carolyn Rothwell

The CFP BoardFPA®Foundation for Financial Planning and the U.S. Conference of Mayors have joined forces for the eighth year to bring free financial planning events to several cities in October.


Projecting Retirement Plan(s) Separately in TOTAL


by Carolyn Rothwell

Up to four retirement accounts can be projected separately in TOTAL, providing flexibility and control.  The default approach is to "pool" all the client's deductible retirement accounts into one report, and all the second client's  retirement accounts into a second report.


Online Editions will be Down for Scheduled Maintenance on 9/22 at 6 PM PT


by Carolyn Rothwell

On Friday, September 22nd the Online Editions of TOTAL & Silver will be down for maintenance at 6:00 PM PT (9 PM ET). 

Money Tree needs to perform a maintenance item that requires the Online Editions of TOTAL and Silver to be down for a short period and have scheduled the downtime when it will have less impact on our customers.  We are taking steps leading up to the maintenance date to limit the downtime duration.


4 Things to Know about Roth 401(k)s in your Financial Planning Software


by Carolyn Rothwell

Money Tree's big-picture and in-depth financial planning software, include provisions for Roth 401(k) retirement savings plans. 401(k) plans with a Roth option are an attractive retirement savings option, making it possible for employees to save with either pre-tax or after-tax contributions.  A Roth 401(k) provides tax-free earnings and distributions after age 59.5, without income limitations or lower maximum contributions of traditional Roth IRAs.  This post highlights some important elements to model Roth 401(k) accounts in client plans. 


10-Year Cash Flow Detail - New Reports in TOTAL


by Carolyn Rothwell

New detailed cash flow reports are now available in TOTAL, allowing advisors to demonstrate year-by-year, line-by-line changes to income and expenses. The reports include a total age span of 10 years, broken into two reports each displaying a five year period.  The start age for the detailed cash flow reports defaults to client 1's retirement age and can be adjusted to start at any age


TOTAL - New Release Available Now


by Carolyn Rothwell

A new release of TOTAL is available now, featuring new detailed cash flow reports, allowing advisors to demonstrate year-by-year, line-by-line changes to income and expenses over a 10-year span. Learn about all the new features included in the latest release.  


Roth IRA Conversions in TOTAL


by Carolyn Rothwell

Converting an IRA to a Roth IRA is simple, thanks to TOTAL's highly flexible planning data. Illustrating a conversion of an IRA to a Roth IRA requires scheduling withdrawals from the IRA and additions to the Roth IRA.  The steps to show a conversion are the same for the main scenario planning data and TOTAL Online's What-If.  


Solar Eclipse 8/21 - Support Services Impact


by Carolyn Rothwell

Money Tree Software is located in Corvallis, OR, which as luck would have it lies along the "path of totality" for the upcoming solar eclipse.