Enter Data Once And Use Three Different Planning Components: Easy Money, Golden Years & Strategic Solutions

No two clients have the same planning needs.  A client in the accumulation phase with a family may require a comprehensive plan based on a "Goal Solving" approach.  The next client might be retired or nearly so, and requires a question like, "How much will my required minimum distributions be starting next year"  No single planning software can satisfactorily do it all in a style that will match your customer needs.

The TOTAL Planning Suite provides a full spectrum of planning tools to satisfy any customer type, built around a unique "Integrated Database and Input" method that saves time and increases your ability to provide cost effective solutions to your clients.  Enter data one time into the TPS data collection forms, and you can then pick the right reporting tool for each client engagement.  All report systems include an easy-to-understand Monte Carlo simulation report.

Key Features:

• Quick Entry Wizard - Allows for quick and easy client data entry.
• Age Change Event Tables - The ultimate in flexibility.  Allows modification of expenses, incomes, etc. as often as needed.
• Third Party Connectivity - Ability to import contact/asset information from Albridge Solutions™, Microsoft Outlook™, and Silver Financial Planner.  Ability to export data to Microsoft Outlook™ and LaserApp™.
• Three reporting Modules: Easy Money (Goal Based), Golden Years (Cash Flow Based), Strategic Solutions (Specialized Reports)
• Access to your TOTAL Planning Suite Database from the web utilizing the TOTAL Planning Suite Server.

Comprehensive Goal-Based Planning Reports

Easy Money covers all aspects of a financial plan and shows clients the best way to meet their objectives.  Show clients how working longer, earning more, or adjusting a goal effects their plans.  Translate data into concise reports.

• Determine retirement needs
• Show multiple solutions to retirement shortfall
• Analyze life insurance, disability, and LTC needs
• Project education funding requirements
• Calculate net worth and cash-flows
• Decide on optimal asset allocations
• Display "Audit Trail" for validating report numbers
• Track client portfolios and much more

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Cash-Flow-Based Retirement Analysis & Reports

Golden Years is a detailed, cash-flow-based application for the client who needs fine tuned detail and highly accurate yearly tax analysis.  It focuses on asset growth, income, expenses, and taxes.  Designed to help retirees or pre-retirees plan their later years with an unusual degree of accuracy and completeness.

• Comprehensive before and after tax cash-flows
• Model irregular income and expense cash-flows
• Models plans around life events
• Monte Carlo simulations
• Required minimum distribution calculations
• Show capital accumulation and drawdown
• Unique "Audit Trail" feature, for fast verification of calculations

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Specialized Reports For Quick Analysis

Strategic Solutions provides answers to specific questions for quick analysis.  Since these reports are only needed occasionally for a handful of clients, they are presented as smaller modules, so you can quickly enter the data on a specific problem, get the answers, and present the solution in a clear, concise report.  You'll use Strategic Solutions to calculate:

• Required minimum distribution strategies
• 72(t) distributions for early IRA withdrawals
• Compare taxable account to deductible retirement plan
• Lump sum versus five-year distribution or IRAs
• Single-life or joint pension distribution
• Monte Carlo simulations
• Taxes during retirement
• Costs of delayed start to savings

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