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\ab\af36\afs24 \ltrch\fcs0 \b\fs24\lang1024\langfe1024\noproof\insrsid6033970\charrsid6033970 Money Tree Release Notes\tab \tab \tab \tab }{\rtlch\fcs1 \ab\af36\afs16 \ltrch\fcs0 \b\fs16\lang1024\langfe1024\noproof\insrsid6033970\charrsid12078426 \tab 
\tab }{\rtlch\fcs1 \ab\af36\afs16 \ltrch\fcs0 \b\fs16\lang1024\langfe1024\noproof\insrsid12078426\charrsid12078426 1}{\rtlch\fcs1 \ab\af36\afs16 \ltrch\fcs0 \b\fs16\lang1024\langfe1024\noproof\insrsid11755153\charrsid12078426 /}{\rtlch\fcs1 
\ab\af36\afs16 \ltrch\fcs0 \b\fs16\lang1024\langfe1024\noproof\insrsid12078426\charrsid12078426 28/2010}{\rtlch\fcs1 \ab\af36\afs16 \ltrch\fcs0 \b\fs16\lang1024\langfe1024\noproof\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36\afs28 \ltrch\fcs0 \b\fs28\insrsid6033970\charrsid6033970 Silver Financial Planner
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs28 \ltrch\fcs0 \b\fs28\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 Contents:}{\rtlch\fcs1 \ab\af36\afs16 \ltrch\fcs0 \b\fs16\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \fi720\li0\ri0\keepn\widctlpar\wrapdefault\faauto\outlinelevel1\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 Change Notes - (The most recent versions are listed first.)
\par }\pard \ltrpar\ql \fi720\li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 Security Notice
\par Customer Support Contact information
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\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 Change Notes:}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970 
\par }{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid12078426 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid12078426\charrsid12078426 Current Version}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid12078426  
\par 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f3\fs20\insrsid12078426 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\ql \fi-360\li540\ri0\widctlpar
\jclisttab\tx540\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin540\itap0\pararsid12078426 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12078426 Updates to the estate planning reports.  In 2010, the current estate tax rates are zero.  To 
illustrate tax concepts, the estate reports will }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid4083487 use}{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12078426  estate tax rate and rules that may come into effect in 2011 if no cha}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\insrsid4083487 nges are made to current laws.  }{\rtlch\fcs1 \af37 \ltrch\fcs0 \insrsid4083487 The estate illustrations assume}{\rtlch\fcs1 \af37 \ltrch\fcs0 \insrsid4083487  the sunset happens as scheduled and the }{\rtlch\fcs1 \af37 \ltrch\fcs0 
\insrsid4083487 maximum CST drops to $1 million for the current year. }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12078426\charrsid10778409 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid4010044 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid4010044\charrsid4010044 Version}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid12078426  4.0.272}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid12078426\charrsid12078426  (7/21/2009)}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \b\ul\insrsid4010044 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid10778409 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f3\fs20\insrsid10778409\charrsid10778409 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\ql \fi-360\li540\ri0\widctlpar
\jclisttab\tx540\wrapdefault\aspalpha\aspnum\faauto\ls5\adjustright\rin0\lin540\itap0\pararsid10778409 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid10778409\charrsid10778409 The number of Asset Classes has been increased from six to twelve. 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f3\fs20\insrsid10778409\charrsid10778409 \loch\af3\dbch\af0\hich\f3 \'b7\tab}
An option to include a Fat Tail Monte Carlo analysis has been included; the selection can be made on the Rates input. 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f3\fs20\insrsid10778409\charrsid10778409 \loch\af3\dbch\af0\hich\f3 \'b7\tab}A Debt Freedom Analysis section and reports have been added.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f3\fs20\insrsid10778409\charrsid10778409 \loch\af3\dbch\af0\hich\f3 \'b7\tab}Separate increase rate for earned income.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f3\fs20\insrsid10778409\charrsid10778409 \loch\af3\dbch\af0\hich\f3 \'b7\tab}Ten lines of cover page text, increased from six.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f3\fs20\insrsid10778409\charrsid10778409 \loch\af3\dbch\af0\hich\f3 \'b7\tab}Updated investment planning graphs.
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid10778409\charrsid4010044 
\par }{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid4010044 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid10778409\charrsid6241467 Version 4.0.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6241467\charrsid6241467 233 }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid6241467\charrsid6241467 (1/}{\rtlch\fcs1 
\ab\af36 \ltrch\fcs0 \ul\insrsid6241467 28/}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid6241467\charrsid6241467 2009)}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid10778409 \line 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\tx360\wrapdefault\faauto\rin0\lin360\itap0\pararsid4010044 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid4010044\charrsid4010044 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid4010044\charrsid4010044 
The What If? screen has additional fields. Individual one and two Roth 401k, Annuity, and Tax Free values can now be modified.
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid4010044 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid4010044\charrsid4010044 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid4010044\charrsid4010044 
Retirement and What If? graphs now have the option to show a Value Over Time in Today\rquote s Dollars graph. This line graph is superimposed over the existing bar graph, and can be turned on and off from the Report Selection menu.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid4010044\charrsid4010044 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid4010044\charrsid4010044 New college cost data for the 2008/2009 year has been included.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid4010044\charrsid4010044 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid4010044\charrsid4010044 Social Security values have been updated for 2009.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid4010044\charrsid4010044 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid4010044\charrsid4010044 Estate Tax values have been updated for 2009.
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid4010044 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid4010044\charrsid4010044 \'b7}{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid4010044 \tab }{
\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid4010044\charrsid4010044 Proportionalize first year calculations check box. This is selectable on the Rates screen.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid4010044\charrsid4010044 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid11942699 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid11942699 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid11942699 Version 4.0.181 }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid11942699\charrsid6033970 (}{\rtlch\fcs1 
\ab\af36 \ltrch\fcs0 \ul\insrsid2247644 1}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid11942699 /}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid2247644 21}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid11942699\charrsid6033970 /200}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \ul\insrsid11942699 8}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid11942699\charrsid6033970 )}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid11942699\charrsid6033970 
\par }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid11942699 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af37\afs20 \ltrch\fcs0 \f3\fs20\insrsid11942699\charrsid11942699 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar
\jclisttab\tx360\wrapdefault\faauto\ls4\rin0\lin360\itap0\pararsid11942699 {\rtlch\fcs1 \af37 \ltrch\fcs0 \insrsid11942699\charrsid11942699 Planners ca
n now display constant dollars in the retirement graph and have more options on the 'What-if?" screen in the new version of Silver, now available for download.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af37\afs20 \ltrch\fcs0 \f3\fs20\insrsid11942699\charrsid11942699 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\ql \fi-360\li720\ri0\widctlpar
\jclisttab\tx720\wrapdefault\faauto\ls4\rin0\lin720\itap0\pararsid11942699 {\rtlch\fcs1 \af37 \ltrch\fcs0 \insrsid11942699\charrsid11942699 The Retirement Summary Graph Report can now show a line indicating amounts in "today's dollars
" overlaid on the bar-graph of inflated amounts. This helps your clients get a better feel for the growth and drawdown of their retirement capital. This graph is also found in the "What-if?" scenario section and any saved "What-if?" reports. To turn this 
o
ption on, click the Report Selection menu. There you will find a new option "Show value over time in today's dollars". When selected, a "constant dollar" line shows the value of future retirement assets in today's dollars, removing the effect of inflation
. The line will display in yellow on the Retirement Summary Graph and What-If Retirement Summary Graphs.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af37\afs20 \ltrch\fcs0 \f3\fs20\insrsid11942699\charrsid11942699 \loch\af3\dbch\af0\hich\f3 \'b7\tab}Additional Fields in "What-if?" Screen \line 
The "What-If?" screen now includes new annual additions fields. Planner can now change additions for all asset taxation types \endash 
 IRA, Roth IRA, Roth 401K, Qualified plans, Annuities, Tax Free and Taxable. Newly added fields are for Roth 401k, Annuities and Tax Free additions.
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\tx360\wrapdefault\faauto\rin0\lin360\itap0\pararsid7107718 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Added a new When-If Behavioral Analysis module and reports.}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid7107718 
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\rtlch\fcs1 \af37 \ltrch\fcs0 \insrsid2768987 Dynamic Behavioral Analysis is an advanced rule based modeling process using {\*\xmlopen\xmlns2{\factoidname PostalCode}}{\*\xmlopen\xmlns2{\factoidname City}}{\*\xmlopen\xmlns2{\factoidname place}}Monte Carlo
{\*\xmlclose}{\*\xmlclose}{\*\xmlclose} to evaluate and illustrate retirement spending and asset drawdown issues. The analysis models intelligent responses to financial conditions as they might occur. The illustra
tions reflect changing economic conditions and show associated rational human responses.  Using a process known as Dynamic Monte Carlo, factors of initial withdrawal rate, retirement delay, and budget flexibility let planners deliver a richer illustration
 of important retirement issues. \line }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 
\par Version 4.0.150}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970  }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 (8/9/2007)}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\tx360\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
A new Goal Evaluation report is available.
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Three new Efficient Frontier reports are available.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Fixed an issue where in special cases the What-If window would ignore additions when saving scenarios.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Asset Types automatically populate tax type when selected.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Fixed an issue when asset additions specified a starting year, but number of years was not
 specified.  Additions are now made from the specified starting year to retirement if the number of years is set to zero.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Social Security correctly imports from a Secure Online Planning Survey (SOPS) file as an annual amount.
\par }\pard \ltrpar\ql \li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 Version 4.0.106}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970  }{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 (1/22/2007)}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970  }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970  
\par }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\tx360\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Added ability to change order of existing assets list.
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
PV/FV now returns value for any three known figures.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Survivor Pension Benefit calculations are now correct where pension start year was different from retirement year.

\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Corrected text on Estate Flowchart reports.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Updated Help system.
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 Version 4.0.89 }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 (10/9/2006)}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970   }{\rtlch\fcs1 
\af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 
\par 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\tx360\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Unlinked Revocable Trust, Marital Trust Provisions, and Credit Shelter Trust Provisions on the estate window.}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Modified Current Estate Flowchart report to reflect the correct Credit Shelter Trust and Marital Trust assumptions.}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Roth 401k additions correctly show up on the Retirement Capital Analysis Report.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Personal Assets and Liabilities are now correctly imported from a SOPS file.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Added two checkboxes to the Pension/Socia
l Security window to turn off all Social Security survivor benefits for an individual.
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 Version 4.0.48 }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 (6/22/06)
\par 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Fixed an issue where the summary report showed a survivor need when there was no spouse or children.}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Fixed file permission issue when attempting to update Planner Details.}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 
\b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Added a new report to print contact notes.}{\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 
\b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Retirement summary graph no longer shows a rounded inflation rate on the report.
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Retirement Profile report correctly includes Roth IRA investments in the \'93Return on Investments\'94 average.

\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 Version 4.0.32 }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 (5/2/06)
\par 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Added \'93
Password Protect File\'94 menu item to password protect files.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Adjusted What-If? Rates upper limit to match actual rates window}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{
\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 Version 4.0.24 }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 (4/17/06)
\par 
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Application has been re-written using Microsoft\rquote s .NET Framework 2.0}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Faster calculations and report generation}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 New report selection system allowing you to create your own custom report sets}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Broker option added to change wording on reports}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{\rtlch\fcs1 
\ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Roth 401(k) calculations and corresponding report page}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{
\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Updated look an feel of the application}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Automatically checks for updates at program startup}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{\rtlch\fcs1 
\ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Customizable report name and report headers}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Ability to add a logo to the cover page}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid2247644 .}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Online data questionnaire your clients fill out and you import into the software}{\rtlch\fcs1 \af36 \ltrch\fcs0 
\insrsid2247644 .}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Save in {\*\xmlopen\xmlns2{\factoidname PostalCode}}{\*\xmlopen\xmlns2{\factoidname City}}
{\*\xmlopen\xmlns2{\factoidname place}}{\*\xmlopen\xmlns2{\factoidname City}}PDF{\*\xmlclose}, {\*\xmlopen\xmlns2{\factoidname PostalCode}}{\*\xmlopen\xmlns2{\factoidname State}}MS{\*\xmlclose}{\*\xmlclose}{\*\xmlclose}{\*\xmlclose}{\*\xmlclose}
-Excel, and MS-Word format.
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 Version 3.9.639 }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 (10/18/05)
\par 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 SFP general operation:
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
New Ability to center the text located on the cover page.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Updated disclaimer text on the cover page to identify the report as created by \'93Money Tree\rquote 
s Silver Financial Planner\'94 instead of \'93Financial Planner\'94.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\ul\insrsid6033970\charrsid6033970 Version 3.9.600 (general changes made in 2005)}{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par SFP general operation:
\par }\pard \ltrpar\ql \fi-360\li360\ri0\widctlpar\wrapdefault\faauto\rin0\lin360\itap0\pararsid6033970 {\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Updated disclaimer text related to NASD requirements.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Added cover letter page for compliance.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Added footnote disclaimer for compliance.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 

\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Added lump sum distribution option for the pension page.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Updated college cost database for the 2005-2006 school year.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Added website URL\rquote s to the college cost database.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Ability to move from input to the reports without regenerating the reports, if and only if, none of the input has changed.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Ability to save up to three \'93What if?\'94 scenarios and add them into the report.}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Ability to increase the speed of silver by changing the speed.ini file.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 The summary tab was updated to reflect the summary page generated in the report.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 A phone number field was added under the Names/Ages page to store contact information.}{\rtlch\fcs1 \ab\af36 
\ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Ability to add up to six lines of text on the cover page.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }{\rtlch\fcs1 \af3 \ltrch\fcs0 \f3\insrsid6033970\charrsid6033970 \'b7\tab }{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Ability to add in existing long term care coverage daily benefits.}{\rtlch\fcs1 \ab\af36 \ltrch\fcs0 
\b\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\keepn\widctlpar\wrapdefault\faauto\outlinelevel1\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 Security Notice: 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36 \ltrch\fcs0 \b\insrsid6033970\charrsid6033970 Money Tree Software Applications Do Not Contain Spyware. }{\rtlch\fcs1 \af36 \ltrch\fcs0 
\insrsid6033970\charrsid6033970 There is a spyware program on the internet using the name \'93Money Tree\'94 it is a dialer. If you receive a report that your computer has the Money Tree Spyware program, please recognize that it is not a
 Money Tree Software product nor is it in any way related to our company. We respect your privacy and work to avoid any security issues. If you need assistance, here is a potential resource: }{\rtlch\fcs1 \af36 \ltrch\fcs0 
\ul\cf2\insrsid6033970\charrsid6033970 <http://securityresponse.symantec.com/avcenter/venc/data/dialer.moneytree.html>}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\keepn\widctlpar\wrapdefault\faauto\outlinelevel1\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
\par }\pard \ltrpar\ql \li0\ri0\keepn\widctlpar\wrapdefault\faauto\outlinelevel1\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \ab\af36\afs24 \ltrch\fcs0 \b\fs24\insrsid6033970\charrsid6033970 Customer Support:
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
Registered users of our products are entitled to unlimited customer support for a full 12 months from purchase of the programs or renewal of their support program. The support lines are open from 6:30 am to 5:00 pm Pacific time.
\par 
\par Mail:\tab Money Tree Software
\par }\pard \ltrpar\ql \fi720\li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 {\*\xmlopen\xmlns2{\factoidname PostalCode}}{\*\xmlopen\xmlns2{\factoidname address}}
{\*\xmlopen\xmlns2{\factoidname Street}}1600 SW Western Blvd. Suite 110{\*\xmlclose}{\*\xmlclose}{\*\xmlclose}
\par {\*\xmlopen\xmlns2{\factoidname PostalCode}}{\*\xmlopen\xmlns2{\factoidname place}}{\*\xmlopen\xmlns2{\factoidname place}}{\*\xmlopen\xmlns2{\factoidname City}}Corvallis{\*\xmlclose}{\*\xmlclose}, {\*\xmlopen\xmlns2{\factoidname PostalCode}}
{\*\xmlopen\xmlns2{\factoidname State}}OR{\*\xmlclose}{\*\xmlclose} {\*\xmlopen\xmlns2{\factoidname place}}97333{\*\xmlclose}{\*\xmlclose}{\*\xmlclose}
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 
\par Email:\tab support@moneytree.com
\par Phone:877-421-9815
\par Fax: \tab 541-738-6522
\par MTS User Forum: Go to }{\rtlch\fcs1 \af36 \ltrch\fcs0 \ul\cf2\insrsid6033970\charrsid6033970 www.moneytree.com <http://www.moneytree.com>}{\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970    
\par }\pard \ltrpar\ql \fi720\li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid6033970 {\rtlch\fcs1 \af36 \ltrch\fcs0 \insrsid6033970\charrsid6033970 Click on \'93Support\'94, then \'93User Forum\'94
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af37 \ltrch\fcs0 \insrsid9456279 
\par }}